CT Real Estate Edge Podcast

Beginners GUIDE to Real Estate Investing

If you’re thinking of purchasing your first ever real estate property but you don’t have a clue on how to go about it, then you’ve come to the right place.
In today’s episode, I’m going to talk about the do’s and don’ts for first time real estate investors, some ideas about where you can get the funds you need for your next property, and strategies that you can implement right away to set yourself up for success.
If you found this video helpful, be sure to subscribe so you don’t miss out on all of our future content!
Need some help? Feel free to reach out to me for a consultation by call or text directly: 860-413-3938

Refinancing in a Rising Rate Environment

You may have heard rates have risen. 😱
Not to worry, we're here to let you know there are still refinancing opportunities and strategies out there that are available to you!🤩
📽️ In this episode, I’m going to discuss all you need to know about refinancing in an increasing rate environment 📈 so that you are able to save the maximum amount of money possible on your new mortgage.
📲 If you need assistance with your mortgage, please reach out to me for a consultation by call or text to my office: 860-413-3938.

Refinancing a Private Mortgage

What is a private mortgage and why should you refinance out of one into a regular mortgage? Before you do anything else moving forward, there are some important things that you need to be aware of so you can refinance successfully and pay that mortgage off. In today’s episode, I’m going to talk about some of the challenges you might face during the process and what you can do on your end to prepare yourself to overcome these roadblocks. What are some takeaways you’ve gained from this video? Let me know in the comments below! If you need some assistance, feel free to reach out to me for a consultation; call or text directly to my line: 860-413-3938 

Financial Planning with Real Estate with Donald O’Connor of The Asset Protection Group

Wondering how you can fit real estate into your financial plan and retirement portfolio? Then you’ve come to the right place. In today’s episode, we’re joined by Donald O’Connor from The Asset Protection Financial group, and we will be discussing the strategies and techniques that you need to know in order to compound your wealth, buy more properties, and ultimately protect all your assets.
If you need mortgage assistance, feel free to reach out to me for a consultation by call or text directly to my line: 860-413-3938. And to contact Mr. Donald O'Connor for your asset protection needs, please call 860-559-7885 or email him directly at: don@ctess.org.

BEST PRACTICES for the Mortgage Process

Whether you’re planning to get a mortgage in the near future, or you’re in the process of getting one now, you need to know the best practices that you can do on your end to ultimately make the overall experience faster and smoother.
In this episode, I’m going to discuss all the do’s and don’ts that you need to know so you can go through the mortgage process and get that home loan easier without having to stress yourself out.
If you would like to add more practices that I may not have covered in the discussion, feel free to comment below!
Need some assistance? Feel free to reach out to me for a consultation through call or text directly through my line: 860-413-3938. To learn more about my services, visit my website www.connecticutmortgagelending.com

How to Best Prepare for a Mortgage Refinance

Thinking about refinancing your mortgage in the new year? Well, you won't want to miss this episode! We'll be talking all about how you can best prepare to refinance for a better monthly payment, to pay your home off faster, consolidate high-interest debt, or take cash-out for home improvements.
You may be wondering, "How can I optimize my credit and finances to qualify for the BEST terms on my new loan?"
We're here to let you know how to do just that, and more!
Tune in to learn more... and be sure to reach out to us directly if you're needing advice on your current mortgage. Our consultations are always 100% free with no obligation. Call our office today: 860-413-3938. Follow us on Instagram and Facebook @weinbergmortgage. Or visit our website www.robgw.com

Reaching Your Financial Goals in 2022

Did you accomplish your 2021 financial goals as you had hoped for? 
What if I told you a mortgage would be one of the key components to help you achieve that goal over the next 12 months? 
In today’s episode, I'm sharing a lesson with you on the importance of goal setting and talking to you about some of the opportunities that are available to you so that you can ultimately have a lasting change in your trajectory and financial future!
If you find our content helpful, be sure to stay tuned to our podcast for more! You can also follow us on social media on Facebook and Instagram: @weinbergmortgage. Mortgage questions? You can reach out to my office directly by call or text: 860-413-3938.
If you'd like to be signed up for a FREE HomeBot report to track your home's value and give insights to wealth-building and money-savings strategies you can implement with your mortgage-- EMAIL MortgageMattersRadioShow@gmail.com with your Full Name, Property Address, and Phone Number, and we'll get that out to you as a New Year's gift!

2021 Year in Review

2021 has been a very busy and crazy year for a lot of us – home values skyrocketing, a really challenging home buying market, and tons of opportunities for homeowners to refinance their properties.
Listen in to learn more! And for more information, be sure to visit our website, www.connecticutmortgagelending.com

Sticker Shock! Know Your Costs When Buying a Home

If you’re planning to be a homeowner, there are some things you need to be aware of: the costs, fees, and expenses all associated with owning a home.
In today’s episode, I’m walking you through different sorts of fees you can expect in the home buying process–hidden charges included!
If you have any further questions, do not hesitate to contact my office directly, 860-413-3938.

Answering Our Listener‘s Questions! (Mortgage, Home Buying, and Refinance)

Today we're answering our CT listener's questions! You wrote to us at mortgagemattersradioshow@gmail.com and we've got some expert mortgage and financial strategies to help you achieve your Home Buying or Refinance goals!
You can follow along each question below:0:00    Mark from East Hartford writes: "I am newly engaged. I would like to buy a home with my fiance. How can I take money out of my home I've lived in for 10 years and use it to put down on a new property? Will I need to see if I can qualify for two mortgages?"
6:11    Leslie from Windsor writes: “My partner of 10 years and I split up last year and I have accumulated a significant amount of credit card debt (to the tune of $30,000) since. I was on track to have my home paid off within 10 years but now I am contemplating whether it makes sense to refinance or sell my home. What option would make the most sense for me?”
12:28      Baldeo from New Britain writes: “I have wanted to buy a home for the last several years but I am discouraged. I have about 15k saved but my credit has major issues. The last time I tried to get pre-approved, the bank didn’t even call me back.  What is a good plan of action for me to achieve my goal of homeownership as soon as possible?"
16:15     Susan from Thomaston writes: “My husband and I are in our late 20s and have no debt. We bought our starter home a few years ago and put 5% down. We were planning on upgrading to a nicer home but with as high as prices have gone, we feel priced out of the market. Should we keep saving to buy another property or put money towards our mortgage to pay it off sooner? We have no other debt besides our cars and mortgage.”
20:30     Robert from New York writes: “I found your show via the CT Real Estate Podcast and really enjoy all the information you share. My fiancé and I are planning to move to Central CT from Manhattan sometime in the next 6 months. We have excellent credit, high six-figure incomes, plenty saved up to put 20% down, and no debt to speak of. My question is about the type of mortgage to get—the interest rates seem to be a lot lower on 15-year loans. With us being in our mid-30s, we could pay our home off very quickly using a 15-year loan. I have heard you mention that 30-year loans are better for first-time homebuyers. Would you still recommend a 30-year mortgage in our circumstance?”
22:30      Mark from West Hartford writes: “I have been wanting to do an addition to my home for a while. I am contemplating whether I should take either a loan from my 401k, a home equity line of credit, or do a cash-out refinance on my home.  Can you help me determine which option is best?”
24:30     Tony from Watertown writes: “I want to help my son buy his first home. He has a good-paying job and a good amount of money saved. I know he can afford the payments, but I'm afraid his credit score may be too low to qualify. Will co-signing a mortgage for him be a solution so I can help him buy a home?”
25:40    Jane from Suffield writes: “I am currently paying a mortgage interest rate of 6.5% from when I bought my home 10 years ago. I have looked at refinancing to lower my rate a few times but I am scared by all of the closing costs. I know it will save me money but is it really worth it? How can I tell if I should refinance my home?”
For Mortgage and FInancial advice, please reach out to our office directly! Phone number: (860) 413-3938. Let us know you found us on the CT Real Estate Edge Podcast.