CT Real Estate Edge Podcast

Preparing to Get a Mortgage (To Buy a Home)

You may be surprised by the answer to this question—typically first-time homebuyers will start looking at homes before they have even talked to a lender and think they can buy in 1-2 months!
This simply isn’t the case. There is a great deal of prep work that has to go into purchasing a home and getting pre-approved. Find out in Episode 11 of Mortgage Matters what the timeline is that you should actually BEGIN working on getting pre-approved for your dream home!
***If you’re someone who has had credit or income challenges, this is especially for you. We’re here to help you get on track to make your dream of homeownership possible! Be sure to start early on in the process.
You can reach out to our office for more information: (860) 413-3938.

Mortgage Acceleration

"When should I accelerate my mortgage?" As I tell my clients, before even considering paying the mortgage down, you’ve got to take a look at your entire financial picture and check these items off first.
Am I contributing enough to my other investments, IRA’s, 401k’s, etc.?
Do I have other debt (Credit Cards, Student Loans, Personal Loans, etc) with a higher interest rate than my mortgage?
Can my money be working harder somewhere else besides my mortgage?
These are the questions you’ll want to answer before paying anything extra to your mortgage. In the circumstance of having high interest credit card debt, your first priority should NOT be paying off your home it just doesn’t make financial sense.
This is a big misconception due to the fact that the mortgage payment may be your biggest financial obligation. Listen in to find out exactly WHEN you should pay more, and the best way to do it for your particular situation!
As always, we’re here to help you navigate your finances and create the best possible solution for you and your family. Reach out to our office for a FREE no obligation mortgage consultation, 860-413-3938.

Mortgages for Seniors (Reverse Mortgages)

💥 In Episode 9 🎙️ we’re talking all about mortgages available to Seniors (anyone 62 and older). The most common mortgage you may think of is a 👉 Reverse Mortgage, or as I like to call them Retirement Mortgages!
🧓 Why?
Because opting for a reverse mortgage going into retirement, where you’ll most likely be on a 💵 fixed-income, could really help your monthly cash flow especially for those who are house 🏠 RICH but cash-poor.
You’ll need to have a substantial amount of equity 💰 in your home in order to use a Reverse Mortgage along with meeting the required age of 62 or older.
📝 Learn more about Reverse Mortgages in today’s episode!
We’re addressing misconceptions 🚫 and uncovering how this can be a solid financial plan ✔️ for your retirement days.

Refinancing Case Studies (Debt Consolidation and Mortgage Acceleration)

Can a Debt Consolidation Refinance really help you get ahead financially? YES!
It absolutely can and with the right strategy from an experienced Mortgage Advisor, it could actually be LIFE changing! As you’ll hear in this episode, one of our favorite strategies to implement with clients who have high-interest debt (Credit Cards, Student Loans, Personal Loan, etc.) allows them to not only reap the rewards of the monthly savings they’ll receive (which could be hundreds of dollars per month!) but if we refunnel that savings INTO the mortgage, you could pay your home off faster than you ever thought possible, all without really changing your budget.
Find out more right here in Episode 8 of Mortgage Matters.

Buying and Selling Real Estate in 2021 with Jerry Z

💥 It’s Episode 7 of Mortgage Matters 🎙️ Radio Show and I’ve got one of my TOP ☝️ Real Estate partners on to give you the inside scoop on what’s happening in the 2021 housing 🏡 market.
You can expect things to be booming 💣 with a LOT of competition. There’s no slowing down in sight and, a housing shortage still remains. This is why it’s important now more than EVER to have a stellar ✨ Mortgage & Real Estate team ✔️ on your side!
Listen in as Jerry gives us the 411.
💬 To contact Jerry you can find visit his website: www.jerryzrealestate.com email: Jerryzrealestate@gmail.com or reach out directly: 508-500-6615 Also find him on YouTube: Jerry Z TV or FB: Jerryzrealestate
👍 Be sure to Like/Follow us on Facebook and Instagram: @WeinbergMortgage or reach out to our office for your mortgage 📃 pre-approval needs: 860-413-3938.

Do‘s and Don‘ts of the Process

Is 📆 2021 the year you become a 🏡 homeowner? If so, be sure to take 📝 note as we cover exactly how to have a smooth mortgage process when purchasing a home! Especially when you are under contract and in process on your new home purchase, the last thing you’ll want to do is delay 🚫 closing.
👉This can happen by inquiring for new credit, adding debt, or making large 💰 bank deposits. Tune in to learn what other mistakes should be avoided!
Questions? Drop them here 📩MortgageMattersRadioShow@gmail.com we’ll answer them on our next episode.

Debunking Mortgage Myths

🏠 When it comes to getting a mortgage, there are a lot of myths we hear from first-time home buyers, or those who’ve never refinanced 📊 their home before.
💬 You may have heard from someone that a 20% 💰 down payment is required to purchase a home. Or that no 🚫 money is needed at all!
This of course is not true… These are the types of mortgage myths we’ll be debunking in Episode 5 🎙️ of Mortgage Matters Radio Show.

Home Buying and Real Estate Investing

In this episode for we're talking about all things Home Buying 🏡
If you happen to be a first-time buyer wondering where to start, you're in the right place!
Listen in for requirements needed 📃 and our best practices ✔️ to follow.
💭 Thinking about purchasing an income 💸 property? You could end up living *close* to FREE 😱 if you live in one unit and rent out the others 🤑 in a multi-family home... and that's just ONE idea when it comes to investing.
🏘️ Remember to tune in LIVE to 🎙️ Mortgage Matters Radio show on 📻 103.3 FM Talk of CT --> every Saturday @ 7:30 AM 🌞

Cash-out Mortgage Refinance Strategies

➡️ As a current homeowner 🏠 or aspiring homeowner, you may find this episode to be eye-opening—finding out all the possibilities there are to not just look at your mortgage 📃 as another payment but to instead create 💸 wealth WITH your mortgage!
We’ll be teaching you how to get rid of high-interest debt, finally, get ahead on your finances, and even how to 🚀 accelerate your mortgage payoff ⏰ time.

Mortgage Matters Radio Show - Q & A

In Episode 2 of Mortgage Matters... You'll learn how I got my start in the Mortgage Industry and what's driven me to make this a career I love for almost 20 years! You will also get more Q & A on topics such as "What's the difference between an Online Lender and a Mortgage Advisor?" and for you future home buyers out there -- "How has COVID affected the CT Real Estate Market?" Tune in to find out more.