CT Real Estate Edge Podcast

If you've been thinking about getting into 🏘️ Real Estate Investing for the 🙋‍♂️first time, this episode is for you!
🎙️ We're interviewing one of our recent clients who lives in CT, is 26 years old with multiple investment properties already, and he's only just begun!
Tune in to hear Rene's motivational story and how real estate investing is helping him build a legacy for him and his family.

There are a lot of advantages to using an FHA (Federal Housing Administration) Home Loan due to the very low down payment requirement.
This option can also be beneficial for homebuyers whose credit may be on the lower end. An FHA loan doesn't have to be your "forever" loan, it could be your stepping stone to getting into the house you love, and then refinancing to a Conventional loan later on.
We'll be covering all of this and more in today's episode!

💥 Getting a Home Buyer ADVANTAGE 💥 🏡Topics we'll be covering: 📝 What STRATEGIES Josh's team is using in today's competitive market to help his clients expertly navigate buying and selling real estate.
💪 How preparation is KEY to gaining an ADVANTAGE over all the other buyers.
💲How to leverage your Mortgage Advisor's expertise of the different home loan programs available to you and what would be the BEST option for your particular situation... and last but not least...
⬆️ ⬆️ How to move YOUR offer to the top of the stack!

In this week's Mortgage Matters episode, we're talking all about Interest Rates!
A hot topic these days with rates being at historically low levels through the pandemic and into 2021.
Here’s what we’ll be uncovering: what you need to know, myths and misconceptions, how your rate is determined, what to watch out for among the scams we see out there… and more! If you’re looking to buy a home or refinance soon, you’ll want to be sure to tune into this one.

Episode 13 is all about Credit Strategies!
Are you someone who could use a boost in their credit?
Whether you’re trying to rebuild from a low credit score, maybe you have some collections, and a missed payment or two—or if you already have a good score and are looking to get to that next level to obtain the best interest rate on your new mortgage…. This episode is for you!

When you apply for a mortgage, there is quite a bit of work happening behind the scenes—from your mortgage application being processed, to underwriting, to Clear to Close. Luckily, you as the borrower don’t see much of it going on—you are only notified if something is needed, and you’re always kept in the loop on which stage your loan is in.
Find out exactly what the full mortgage process looks like so that you’ll know what to expect and how to be best prepared!
Questions about the process?
You can reach my office directly: 860-413-3938 or send an email to MortgageMattersRadioShow@gmail.com
You can also find us on social media @weinbergmortgage or my website www.robgw.com 

You may be surprised by the answer to this question—typically first-time homebuyers will start looking at homes before they have even talked to a lender and think they can buy in 1-2 months!
This simply isn’t the case. There is a great deal of prep work that has to go into purchasing a home and getting pre-approved. Find out in Episode 11 of Mortgage Matters what the timeline is that you should actually BEGIN working on getting pre-approved for your dream home!
***If you’re someone who has had credit or income challenges, this is especially for you. We’re here to help you get on track to make your dream of homeownership possible! Be sure to start early on in the process.
You can reach out to our office for more information: (860) 413-3938.

"When should I accelerate my mortgage?" As I tell my clients, before even considering paying the mortgage down, you’ve got to take a look at your entire financial picture and check these items off first.
Am I contributing enough to my other investments, IRA’s, 401k’s, etc.?
Do I have other debt (Credit Cards, Student Loans, Personal Loans, etc) with a higher interest rate than my mortgage?
Can my money be working harder somewhere else besides my mortgage?
These are the questions you’ll want to answer before paying anything extra to your mortgage. In the circumstance of having high interest credit card debt, your first priority should NOT be paying off your home it just doesn’t make financial sense.
This is a big misconception due to the fact that the mortgage payment may be your biggest financial obligation. Listen in to find out exactly WHEN you should pay more, and the best way to do it for your particular situation!
As always, we’re here to help you navigate your finances and create the best possible solution for you and your family. Reach out to our office for a FREE no obligation mortgage consultation, 860-413-3938.

💥 In Episode 9 🎙️ we’re talking all about mortgages available to Seniors (anyone 62 and older). The most common mortgage you may think of is a 👉 Reverse Mortgage, or as I like to call them Retirement Mortgages!
🧓 Why?
Because opting for a reverse mortgage going into retirement, where you’ll most likely be on a 💵 fixed-income, could really help your monthly cash flow especially for those who are house 🏠 RICH but cash-poor.
You’ll need to have a substantial amount of equity 💰 in your home in order to use a Reverse Mortgage along with meeting the required age of 62 or older.
📝 Learn more about Reverse Mortgages in today’s episode!
We’re addressing misconceptions 🚫 and uncovering how this can be a solid financial plan ✔️ for your retirement days.

Can a Debt Consolidation Refinance really help you get ahead financially? YES!
It absolutely can and with the right strategy from an experienced Mortgage Advisor, it could actually be LIFE changing! As you’ll hear in this episode, one of our favorite strategies to implement with clients who have high-interest debt (Credit Cards, Student Loans, Personal Loan, etc.) allows them to not only reap the rewards of the monthly savings they’ll receive (which could be hundreds of dollars per month!) but if we refunnel that savings INTO the mortgage, you could pay your home off faster than you ever thought possible, all without really changing your budget.
Find out more right here in Episode 8 of Mortgage Matters.